£30,000 self-employed after tax

By The PocketSums team. Updated 30 September 2026. How we calculate

With £30,000 of profit you pay £4,532 in tax and National Insurance and keep £2,122 a month.

You keep
£25,468 a year
A month
£2,122
Set aside for tax
£378 a month
Effective rate
15.1%
£24,000 profit£26,000 profit£28,000 profit£32,000 profit
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You keep£2,122.35a month

£25,468.20 a year. Set aside £378 a month for your tax bill.

Profit £30,000.00
Income tax -£3,486.00
Class 4 National Insurance -£1,045.80
You keep £25,468.20

On £30,000 of self-employed profit you pay £3,486.00 income tax and £1,045.80 Class 4 National Insurance. You keep £25,468.20, which is £2,122.35 a month.

How the £4,532 bill is worked out

  1. The first £12,570 is tax free.
  2. £17,430 at the basic rate of 20%: £3,486.00.
  3. Class 4 National Insurance: 6% of profit between £12,570 and £30,000: £1,045.80.
Put aside £378 a month and your January tax bill will already be paid for.

£30,000: self-employed, employed or in Scotland

  1. Self-employed£25,468 a year
  2. Employed£25,120 a year
  3. Self-employed, Scotland£25,503 a year

Nearby profits

Contracting? £30,000 a year is about £125 a day over 220 days. Try your own figures in the self-employed tax calculator.

Questions people ask

How much tax do I pay on £30,000 self-employed?

£4,531.80 in total: £3,486.00 income tax and £1,045.80 Class 4 National Insurance, paid through self assessment. You keep £25,468.20.

How much should I save for tax on £30,000?

About £378 a month, or 15.1% of every pound of profit. Because the bill is over £1,000, your first year may also ask for a payment on account of £2,266 towards next year.

Do I keep more self-employed or employed on £30,000?

Self-employed you keep £25,468, employed £25,120, because Class 4 is 6% rather than 8%. Employees also get holiday pay and an employer pension contribution, which usually outweighs the difference.