Self-employed tax by profit
What sole traders pay and keep in 2026/27. For your own figures use the self-employed tax calculator.
| Profit | Income tax | Class 4 NI | You keep | Set aside a month |
|---|---|---|---|---|
| £10,000 profit | £0 | £0 | £10,000 | £0 |
| £12,000 profit | £0 | £0 | £12,000 | £0 |
| £14,000 profit | £286 | £86 | £13,628 | £31 |
| £16,000 profit | £686 | £206 | £15,108 | £74 |
| £18,000 profit | £1,086 | £326 | £16,588 | £118 |
| £20,000 profit | £1,486 | £446 | £18,068 | £161 |
| £22,000 profit | £1,886 | £566 | £19,548 | £204 |
| £24,000 profit | £2,286 | £686 | £21,028 | £248 |
| £26,000 profit | £2,686 | £806 | £22,508 | £291 |
| £28,000 profit | £3,086 | £926 | £23,988 | £334 |
| £30,000 profit | £3,486 | £1,046 | £25,468 | £378 |
| £32,000 profit | £3,886 | £1,166 | £26,948 | £421 |
| £34,000 profit | £4,286 | £1,286 | £28,428 | £464 |
| £36,000 profit | £4,686 | £1,406 | £29,908 | £508 |
| £38,000 profit | £5,086 | £1,526 | £31,388 | £551 |
| £40,000 profit | £5,486 | £1,646 | £32,868 | £594 |
| £42,000 profit | £5,886 | £1,766 | £34,348 | £638 |
| £44,000 profit | £6,286 | £1,886 | £35,828 | £681 |
| £46,000 profit | £6,686 | £2,006 | £37,308 | £724 |
| £48,000 profit | £7,086 | £2,126 | £38,788 | £768 |
| £50,000 profit | £7,486 | £2,246 | £40,268 | £811 |
| £52,000 profit | £8,232 | £2,297 | £41,471 | £877 |
| £54,000 profit | £9,032 | £2,337 | £42,631 | £947 |
| £56,000 profit | £9,832 | £2,377 | £43,791 | £1,017 |
| £58,000 profit | £10,632 | £2,417 | £44,951 | £1,087 |
| £60,000 profit | £11,432 | £2,457 | £46,111 | £1,157 |
| £62,000 profit | £12,232 | £2,497 | £47,271 | £1,227 |
| £64,000 profit | £13,032 | £2,537 | £48,431 | £1,297 |
| £66,000 profit | £13,832 | £2,577 | £49,591 | £1,367 |
| £68,000 profit | £14,632 | £2,617 | £50,751 | £1,437 |
| £70,000 profit | £15,432 | £2,657 | £51,911 | £1,507 |
| £72,000 profit | £16,232 | £2,697 | £53,071 | £1,577 |
| £74,000 profit | £17,032 | £2,737 | £54,231 | £1,647 |
| £76,000 profit | £17,832 | £2,777 | £55,391 | £1,717 |
| £78,000 profit | £18,632 | £2,817 | £56,551 | £1,787 |
| £80,000 profit | £19,432 | £2,857 | £57,711 | £1,857 |
| £82,000 profit | £20,232 | £2,897 | £58,871 | £1,927 |
| £84,000 profit | £21,032 | £2,937 | £60,031 | £1,997 |
| £86,000 profit | £21,832 | £2,977 | £61,191 | £2,067 |
| £88,000 profit | £22,632 | £3,017 | £62,351 | £2,137 |
| £90,000 profit | £23,432 | £3,057 | £63,511 | £2,207 |
| £92,000 profit | £24,232 | £3,097 | £64,671 | £2,277 |
| £94,000 profit | £25,032 | £3,137 | £65,831 | £2,347 |
| £96,000 profit | £25,832 | £3,177 | £66,991 | £2,417 |
| £98,000 profit | £26,632 | £3,217 | £68,151 | £2,487 |
| £100,000 profit | £27,432 | £3,257 | £69,311 | £2,557 |