£12,000 self-employed after tax

By The PocketSums team. Updated 30 September 2026. How we calculate

With £12,000 of profit you pay £0 in tax and National Insurance and keep £1,000 a month.

You keep
£12,000 a year
A month
£1,000
Set aside for tax
£0 a month
Effective rate
0.0%
£10,000 profit£14,000 profit£16,000 profit£18,000 profit
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You keep£1,000.00a month

£12,000.00 a year. Set aside £0 a month for your tax bill.

Profit £12,000.00
Income tax £0.00
Class 4 National Insurance £0.00
You keep £12,000.00

On £12,000 of self-employed profit you pay £0.00 income tax and £0.00 Class 4 National Insurance. You keep £12,000.00, which is £1,000.00 a month.

How the £0 bill is worked out

  1. The first £12,000 is tax free.
  2. Class 4 National Insurance: 6% of profit between £12,570 and £12,000: £0.00.
Put aside £0 a month and your January tax bill will already be paid for.

£12,000: self-employed, employed or in Scotland

  1. Self-employed£12,000 a year
  2. Employed£12,000 a year
  3. Self-employed, Scotland£12,000 a year

Nearby profits

Contracting? £12,000 a year is about £100 a day over 220 days. Try your own figures in the self-employed tax calculator.

Questions people ask

How much tax do I pay on £12,000 self-employed?

£0.00 in total: £0.00 income tax and £0.00 Class 4 National Insurance, paid through self assessment. You keep £12,000.00.

How much should I save for tax on £12,000?

About £0 a month, or 0.0% of every pound of profit.

Do I keep more self-employed or employed on £12,000?

Self-employed you keep £12,000, employed £12,000, because Class 4 is 6% rather than 8%. Employees also get holiday pay and an employer pension contribution, which usually outweighs the difference.