LBTT on a £250,000 house in Scotland
Buying a £250,000 home in Scotland? A home mover pays £2,100 Land and Buildings Transaction Tax, 0.84% of the price.
- Moving home
- £2,100
- First-time buyer
- £1,500
- Second home or buy-to-let
- £22,100
- Same price in England
- £2,500
- HMRC 2026/27 rates
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LBTT on a £250,000 property in Scotland is £2,100 for a home mover, £1,500 for a first-time buyer and £22,100 for a second home or buy-to-let.
How £2,100 is worked out
| Portion of the price | Rate | Tax |
|---|---|---|
| £0 to £145,000 | 0% | £0 |
| £145,000 to £250,000 | 2% | £2,100 |
| Total stamp duty | 0.84% | £2,100 |
£250,000 across the UK
Property tax on a home mover's £250,000 purchase in each nation. Scotland charges less than England on cheaper homes and more on expensive ones, because its 10% band starts at £325,000.
The rest of a £250,000 purchase
With a 10% deposit you would borrow about £225,000. At 4.5% over 25 years that is £1,251 a month (see a £220,000 mortgage). Most lenders would want a household income of around £50,000: what £50,000 can borrow.
LBTT on nearby prices
Questions people ask
Do first-time buyers pay LBTT on £250,000?
Yes, £1,500. First-time buyer relief raises the nil rate band to £175,000, which saves up to £600.
How much LBTT is due on a £250,000 second home or buy-to-let?
£22,100. That is the normal LBTT of £2,100 plus the 8% Additional Dwelling Supplement on the whole price, £20,000.
How does Scotland compare with England on £250,000?
In England a home mover pays £2,500 stamp duty on £250,000, £400 more than the £2,100 LBTT in Scotland.