LBTT on a £575,000 house in Scotland
Buying a £575,000 home in Scotland? A home mover pays £30,850 Land and Buildings Transaction Tax, 5.37% of the price.
- Moving home
- £30,850
- First-time buyer
- £30,250
- Second home or buy-to-let
- £76,850
- Same price in England
- £18,750
- HMRC 2026/27 rates
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LBTT on a £575,000 property in Scotland is £30,850 for a home mover, £30,250 for a first-time buyer and £76,850 for a second home or buy-to-let.
How £30,850 is worked out
| Portion of the price | Rate | Tax |
|---|---|---|
| £0 to £145,000 | 0% | £0 |
| £145,000 to £250,000 | 2% | £2,100 |
| £250,000 to £325,000 | 5% | £3,750 |
| £325,000 to £575,000 | 10% | £25,000 |
| Total stamp duty | 5.37% | £30,850 |
£575,000 across the UK
Property tax on a home mover's £575,000 purchase in each nation. Scotland charges less than England on cheaper homes and more on expensive ones, because its 10% band starts at £325,000.
The rest of a £575,000 purchase
With a 10% deposit you would borrow about £517,500. At 4.5% over 25 years that is £2,876 a month (see a £525,000 mortgage). Most lenders would want a household income of around £115,000: what £115,000 can borrow.
LBTT on nearby prices
Questions people ask
Do first-time buyers pay LBTT on £575,000?
Yes, £30,250. First-time buyer relief raises the nil rate band to £175,000, which saves up to £600.
How much LBTT is due on a £575,000 second home or buy-to-let?
£76,850. That is the normal LBTT of £30,850 plus the 8% Additional Dwelling Supplement on the whole price, £46,000.
How does Scotland compare with England on £575,000?
In England a home mover pays £18,750 stamp duty on £575,000, £12,100 less than the £30,850 LBTT in Scotland.