£21,000 after tax
A £21,000 salary is £18,640 a year after tax in 2026/27, which is £1,553 a month. Change any setting below to match your payslip.
- Take-home a month
- £1,553
- Tax and NI a month
- £197
- Share you keep
- 88.8%
- Hourly rate before tax
- £10.77
- HMRC 2026/27 rates
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On a salary of £21,000 you take home £18,639.60 a year, £1,553.30 a month and £358.45 a week. You pay £1,686.00 income tax and £674.40 National Insurance, so 88.8% of your pay is yours to keep.
Your payslip on £21,000
Payments
Basic salary£1,750.00
Deductions
Income tax£140.50
National Insurance£56.20
Total deductions£196.70
Net pay£1,553.30
Of an 8 hour working day, 54 minutes pays your income tax and National Insurance.
| Item | Year | Month | Week | Day |
|---|---|---|---|---|
| Gross pay | £21,000.00 | £1,750.00 | £403.85 | £80.77 |
| Income tax | -£1,686.00 | -£140.50 | -£32.42 | -£6.48 |
| National Insurance | -£674.40 | -£56.20 | -£12.97 | -£2.59 |
| Take-home pay | £18,639.60 | £1,553.30 | £358.45 | £71.69 |
How the tax on £21,000 is worked out
- The first £12,570 is tax free (your personal allowance).
- £8,430 is taxed at the basic rate of 20%, which is £1,686.00.
- National Insurance is 8% of pay between £12,570 and £21,000: £674.40.
£21,000 after tax with a student loan or pension
| Situation | A year | A month |
|---|---|---|
| No loan, no pension | £18,639.60 | £1,553.30 |
| Plan 2 student loan | £18,639.60 | £1,553.30 |
| Plan 5 student loan | £18,639.60 | £1,553.30 |
| 5% pension (salary sacrifice) | £17,883.60 | £1,490.30 |
| Living in Scotland | £18,679.27 | £1,556.61 |
£21,000 is less than a full-time job on the National Living Wage of £12.71 an hour (£24,785 a year at 37.5 hours a week), so it is typical of part-time work. Working 37.5 hours a week, it equals £10.77 an hour before tax.
Similar salaries after tax
- £18,000£1,373 a month92% kept
- £19,000£1,433 a month91% kept
- £20,000£1,493 a month90% kept
- £21,000£1,553 a month89% kept
- £22,000£1,613 a month88% kept
- £23,000£1,673 a month87% kept
- £24,000£1,733 a month87% kept
£21,000 from every angle
- In Scotland£1,557 a month
- £1,700 a monthMonthly view
- £400 a weekWeekly view
- Mortgage on £20,000About £90,000
Compare any two salaries with the pay rise calculator, or go back to the take-home pay calculator.
Questions people ask
How much is £21,000 a month after tax?
£1,553.30 a month in 2026/27, if you live in England, Wales or Northern Ireland, have the standard 1257L tax code and pay no student loan or pension. That is £358.45 a week.
What tax band is a £21,000 salary in?
Your top pound is taxed at the basic rate, and your marginal rate after tax and National Insurance is 28%. That means for every extra £100 you earn, you keep about £72.
What is £21,000 a year as an hourly rate?
Working 37.5 hours a week for 52 weeks, £21,000 works out at £10.77 an hour before tax, or £9.56 an hour after tax.
How much tax do I pay on £21,000 in Scotland?
£1,646.33 in income tax, £39.67 less than in the rest of the UK. Your take-home pay in Scotland is £18,679.27 a year.