£14,000 self-employed after tax

By The PocketSums team. Updated 30 September 2026. How we calculate

With £14,000 of profit you pay £372 in tax and National Insurance and keep £1,136 a month.

You keep
£13,628 a year
A month
£1,136
Set aside for tax
£31 a month
Effective rate
2.7%
£10,000 profit£12,000 profit£16,000 profit£18,000 profit
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You keep£1,135.68a month

£13,628.20 a year. Set aside £31 a month for your tax bill.

Profit £14,000.00
Income tax -£286.00
Class 4 National Insurance -£85.80
You keep £13,628.20

On £14,000 of self-employed profit you pay £286.00 income tax and £85.80 Class 4 National Insurance. You keep £13,628.20, which is £1,135.68 a month.

How the £372 bill is worked out

  1. The first £12,570 is tax free.
  2. £1,430 at the basic rate of 20%: £286.00.
  3. Class 4 National Insurance: 6% of profit between £12,570 and £14,000: £85.80.
Put aside £31 a month and your January tax bill will already be paid for.

£14,000: self-employed, employed or in Scotland

  1. Self-employed£13,628 a year
  2. Employed£13,600 a year
  3. Self-employed, Scotland£13,643 a year

Nearby profits

Contracting? £14,000 a year is about £100 a day over 220 days. Try your own figures in the self-employed tax calculator.

Questions people ask

How much tax do I pay on £14,000 self-employed?

£371.80 in total: £286.00 income tax and £85.80 Class 4 National Insurance, paid through self assessment. You keep £13,628.20.

How much should I save for tax on £14,000?

About £31 a month, or 2.7% of every pound of profit.

Do I keep more self-employed or employed on £14,000?

Self-employed you keep £13,628, employed £13,600, because Class 4 is 6% rather than 8%. Employees also get holiday pay and an employer pension contribution, which usually outweighs the difference.