LBTT on a £275,000 house in Scotland
Buying a £275,000 home in Scotland? A home mover pays £3,350 Land and Buildings Transaction Tax, 1.22% of the price.
- Moving home
- £3,350
- First-time buyer
- £2,750
- Second home or buy-to-let
- £25,350
- Same price in England
- £3,750
- HMRC 2026/27 rates
- Private: nothing leaves your device
- Free, no sign-up
LBTT on a £275,000 property in Scotland is £3,350 for a home mover, £2,750 for a first-time buyer and £25,350 for a second home or buy-to-let.
How £3,350 is worked out
| Portion of the price | Rate | Tax |
|---|---|---|
| £0 to £145,000 | 0% | £0 |
| £145,000 to £250,000 | 2% | £2,100 |
| £250,000 to £275,000 | 5% | £1,250 |
| Total stamp duty | 1.22% | £3,350 |
£275,000 across the UK
Property tax on a home mover's £275,000 purchase in each nation. Scotland charges less than England on cheaper homes and more on expensive ones, because its 10% band starts at £325,000.
The rest of a £275,000 purchase
With a 10% deposit you would borrow about £247,500. At 4.5% over 25 years that is £1,376 a month (see a £250,000 mortgage). Most lenders would want a household income of around £54,000: what £54,000 can borrow.
LBTT on nearby prices
Questions people ask
Do first-time buyers pay LBTT on £275,000?
Yes, £2,750. First-time buyer relief raises the nil rate band to £175,000, which saves up to £600.
How much LBTT is due on a £275,000 second home or buy-to-let?
£25,350. That is the normal LBTT of £3,350 plus the 8% Additional Dwelling Supplement on the whole price, £22,000.
How does Scotland compare with England on £275,000?
In England a home mover pays £3,750 stamp duty on £275,000, £400 more than the £3,350 LBTT in Scotland.