£15,000 after tax
A £15,000 salary is £14,320 a year after tax in 2026/27, which is £1,193 a month. Change any setting below to match your payslip.
- Take-home a month
- £1,193
- Tax and NI a month
- £57
- Share you keep
- 95.5%
- Hourly rate before tax
- £7.69
- HMRC 2026/27 rates
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On a salary of £15,000 you take home £14,319.60 a year, £1,193.30 a month and £275.38 a week. You pay £486.00 income tax and £194.40 National Insurance, so 95.5% of your pay is yours to keep.
Your payslip on £15,000
Payments
Basic salary£1,250.00
Deductions
Income tax£40.50
National Insurance£16.20
Total deductions£56.70
Net pay£1,193.30
Of an 8 hour working day, 22 minutes pays your income tax and National Insurance.
| Item | Year | Month | Week | Day |
|---|---|---|---|---|
| Gross pay | £15,000.00 | £1,250.00 | £288.46 | £57.69 |
| Income tax | -£486.00 | -£40.50 | -£9.35 | -£1.87 |
| National Insurance | -£194.40 | -£16.20 | -£3.74 | -£0.75 |
| Take-home pay | £14,319.60 | £1,193.30 | £275.38 | £55.08 |
How the tax on £15,000 is worked out
- The first £12,570 is tax free (your personal allowance).
- £2,430 is taxed at the basic rate of 20%, which is £486.00.
- National Insurance is 8% of pay between £12,570 and £15,000: £194.40.
£15,000 after tax with a student loan or pension
| Situation | A year | A month |
|---|---|---|
| No loan, no pension | £14,319.60 | £1,193.30 |
| Plan 2 student loan | £14,319.60 | £1,193.30 |
| Plan 5 student loan | £14,319.60 | £1,193.30 |
| 5% pension (salary sacrifice) | £13,779.60 | £1,148.30 |
| Living in Scotland | £14,343.90 | £1,195.33 |
£15,000 is less than a full-time job on the National Living Wage of £12.71 an hour (£24,785 a year at 37.5 hours a week), so it is typical of part-time work. Working 37.5 hours a week, it equals £7.69 an hour before tax.
Similar salaries after tax
- £12,000£1,000 a month100% kept
- £13,000£1,073 a month99% kept
- £14,000£1,133 a month97% kept
- £15,000£1,193 a month95% kept
- £16,000£1,253 a month94% kept
- £17,000£1,313 a month93% kept
- £18,000£1,373 a month92% kept
£15,000 from every angle
- In Scotland£1,195 a month
- £1,200 a monthMonthly view
- £300 a weekWeekly view
- Mortgage on £20,000About £90,000
Compare any two salaries with the pay rise calculator, or go back to the take-home pay calculator.
Questions people ask
How much is £15,000 a month after tax?
£1,193.30 a month in 2026/27, if you live in England, Wales or Northern Ireland, have the standard 1257L tax code and pay no student loan or pension. That is £275.38 a week.
What tax band is a £15,000 salary in?
Your top pound is taxed at the basic rate, and your marginal rate after tax and National Insurance is 28%. That means for every extra £100 you earn, you keep about £72.
What is £15,000 a year as an hourly rate?
Working 37.5 hours a week for 52 weeks, £15,000 works out at £7.69 an hour before tax, or £7.34 an hour after tax.
How much tax do I pay on £15,000 in Scotland?
£461.70 in income tax, £24.30 less than in the rest of the UK. Your take-home pay in Scotland is £14,343.90 a year.