£12,000 after tax
A £12,000 salary is £12,000 a year after tax in 2026/27, which is £1,000 a month. Change any setting below to match your payslip.
- Take-home a month
- £1,000
- Tax and NI a month
- £0
- Share you keep
- 100.0%
- Hourly rate before tax
- £6.15
- HMRC 2026/27 rates
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On a salary of £12,000 you take home £12,000.00 a year, £1,000.00 a month and £230.77 a week. You pay £0.00 income tax and £0.00 National Insurance, so 100.0% of your pay is yours to keep.
Your payslip on £12,000
Payments
Basic salary£1,000.00
Deductions
Income tax£0.00
National Insurance£0.00
Total deductions£0.00
Net pay£1,000.00
Of an 8 hour working day, 0 minutes pays your income tax and National Insurance.
| Item | Year | Month | Week | Day |
|---|---|---|---|---|
| Gross pay | £12,000.00 | £1,000.00 | £230.77 | £46.15 |
| Income tax | £0.00 | £0.00 | £0.00 | £0.00 |
| National Insurance | £0.00 | £0.00 | £0.00 | £0.00 |
| Take-home pay | £12,000.00 | £1,000.00 | £230.77 | £46.15 |
How the tax on £12,000 is worked out
- The first £12,000 is tax free (your personal allowance).
- You earn under £12,570, so you pay no National Insurance.
£12,000 after tax with a student loan or pension
| Situation | A year | A month |
|---|---|---|
| No loan, no pension | £12,000.00 | £1,000.00 |
| Plan 2 student loan | £12,000.00 | £1,000.00 |
| Plan 5 student loan | £12,000.00 | £1,000.00 |
| 5% pension (salary sacrifice) | £11,400.00 | £950.00 |
| Living in Scotland | £12,000.00 | £1,000.00 |
£12,000 is less than a full-time job on the National Living Wage of £12.71 an hour (£24,785 a year at 37.5 hours a week), so it is typical of part-time work. Working 37.5 hours a week, it equals £6.15 an hour before tax.
Similar salaries after tax
- £10,000£833 a month100% kept
- £11,000£917 a month100% kept
- £12,000£1,000 a month100% kept
- £13,000£1,073 a month99% kept
- £14,000£1,133 a month97% kept
- £15,000£1,193 a month95% kept
£12,000 from every angle
- £1,000 a monthMonthly view
- £225 a weekWeekly view
- Mortgage on £20,000About £90,000
- Self-employed£12,000 profit
Compare any two salaries with the pay rise calculator, or go back to the take-home pay calculator.
Questions people ask
How much is £12,000 a month after tax?
£1,000.00 a month in 2026/27, if you live in England, Wales or Northern Ireland, have the standard 1257L tax code and pay no student loan or pension. That is £230.77 a week.
What tax band is a £12,000 salary in?
None. £12,000 is below the £12,570 personal allowance, so you pay no income tax.
What is £12,000 a year as an hourly rate?
Working 37.5 hours a week for 52 weeks, £12,000 works out at £6.15 an hour before tax, or £6.15 an hour after tax.
How much tax do I pay on £12,000 in Scotland?
£0.00 in income tax, the same amount than in the rest of the UK. Your take-home pay in Scotland is £12,000.00 a year.